Are seasonal rates for Florida auto insurance a good idea?

Are seasonal rates for Florida auto insurance a good idea?

Are seasonal rates for Florida auto insurance a good idea?

We recently had some clients suggest that Palm Beach County residents should be charged lower rates for their Florida auto insurance during the summer months. If you live here and are looking for car insurance in Lake Worth or any of the nearby communities, you probably don’t need us to explain why.

We’re only in April, but already the traffic has eased up as the snowbirds make their annual migration to their homes up north and our spring break visitors head back to school.  By June, we should have the roads to ourselves again.

Not only is the traffic lighter, but we’re guessing that during the summer the majority of drivers know their way around and are less likely to make sudden turns or slam on their brakes when they suddenly realize they have reached their destination.

You can see why someone would think the rates for auto insurance in Boynton Beach, Lantana, Hypoluxo, Greenacres and, of course, Lake Worth should be discounted during the summer. There’s just one little problem with that thinking… if your Florida auto insurance rates went down in the summer, car insurance agencies like ours would have to explain to you why the rates for your policy would be escalating just when the tine comes to start enjoying the cooler temperatures.  

In other words, the premiums you pay for car insurance in Lake Worth, Florida – or any of the other communities B&B Insurance serves – are, in effect, an average of what you would pay if we charged seasonal rates for Florida auto insurance.  

On the bright side, it will be easier to navigate South Florida’s roadways until “the season” kicks in again in the fall.  

When it comes to making shopping for car insurance easier, you don’t need to wait for the summer months. All you need to do is call the Florida auto insurance experts at B&B Car Insurance in Lake Worth, FL. It doesn’t matter if it’s January or June, we make finding the right auto insurance coverage easy! Fill out our convenient online Quote Form or give us a call to get the process started.

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