Do dangerous streets contribute to high Florida auto insurance rates?

Do dangerous streets contribute to high Florida auto insurance rates?

Do dangerous streets contribute to high Florida auto insurance rates?

At B&B Insurance, a full-service Lantana insurance agency serving residents in central and south Palm Beach County, we help our clients get a Florida auto insurance policy that is right for them and their situation. In Florida, however, cars must often share the road with pedestrians and bicyclists. When you read headlines about the latest auto accident involving a pedestrian, you can’t help but think that car drivers aren’t the only ones on the road who need the security of an insurance policy.

“For many years in Florida the car has been our focal point. We need to widen our focus to ensure that the streets we plan ensure that all users and modes of transportation have a place. As we work towards relieving the traffic congestion that has become a way of life for many, we can’t ignore safety,” Gregory Stuart, the executive director of the Broward Metropolitan Planning Organization, wrote in Are our streets dangerous by design?, an opinion piece that recently ran in Sun-Sentinel.

You wouldn’t think that a car insurance agency like ours would agree that we’ve put too much emphasis on what’s best for cars when it comes to our roadways, but that focus has had very real consequences. As Stuart pointed out, “Florida remains at the top of the list for most dangerous states for pedestrian travel.”

If you have been shopping for auto insurance in Lake Worth, FL, or any other Palm Beach County communities, you may be interested in Dangerous By Design 2019, a study conducted by Smart Growth America. Among the report’s findings:  

  • Between 2008 and 2017, drivers struck and killed 49,340 people who were walking on streets all across the United States. That’s more than 13 people per day, or one person every hour and 46 minutes. It’s the equivalent of a jumbo jet full of people crashing—with no survivors—every single month.
  • In the past decade, the number of people struck and killed while walking increased by 35 percent. Though fatalities decreased ever so slightly in 2017, the last two years on record (2016 and 2017) were the most deadly years for people killed by drivers while walking since 1990.

As Mr. Stuart pointed out in the Sun-Sentinel, “Awareness, training and education remain a key component.”

B&B Insurance stands out from other car insurance agencies in Palm Beach County. We let humanitarian principles guide us. That could mean being there for someone who needed auto insurance in Lake Worth FL has been in an accident. It also means responding to the needs of the community.  We drive on the same South Florida roadways you do. We have Florida auto insurance policies, too. And we know that everyone just wants to get where they’re going safely.  

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