07 Jul Uninsured Motorists
According to the Insurance Research Council, there are 3.2 million uninsured motorists on the road in Florida. Only California, with 4.1 million had more. Nationally, the number of uninsured peaked at 29.9 million in 2009 and moderately declined thereafter to 29.7 million in 2012.
Over the last decade, there has been a slight decrease in the number of uninsured motorists on the nation’s roads, but during those same ten years, the total claim payment amount went up 75 percent.
Under Florida law, drivers are not required to carry bodily injury coverage. If you’re in an accident with someone who does not have bodily injury coverage – even if the accident was clearly their fault – chances are that you won’t be able to collect a dime to cover your medical bills and lost wages.
That’s why Uninsured/Underinsured Motorist coverage is such an important part of car insurance in Florida. If you’re sitting at a stoplight and somebody crashes into you, you won’t have to worry. If the driver of the other vehicle doesn’t have bodily injury coverage or doesn’t have enough coverage to cover your bills, your own insurance will step in.
At B and B Insurance, we can answer all of your questions about auto insurance in Florida. We’ll make sure you get a policy that’s right for you and that will provide financial coverage for any vehicle damages, property damages, and/or medical expenses you incur as the result of an accident.